Rancho Santa Margarita Homes under $800,000

Welcome to Rancho Santa Margarita, a picturesque city nestled in the heart of Orange County, California. Known for its stunning landscapes and family-friendly atmosphere, Rancho Santa Margarita is a hidden gem that offers a perfect blend of suburban tranquility and vibrant community life. With its scenic parks, beautiful hiking trails, and sparkling lakes, this charming city provides an idyllic backdrop for outdoor enthusiasts and families alike.

The city boasts a rich array of amenities, including top-rated schools, shopping centers, and dining options that cater to every palate. The community is well-connected, with easy access to major freeways, making it a convenient hub for those commuting to nearby cities like Irvine and Mission Viejo.

For homebuyers seeking affordability without compromising on quality, Rancho Santa Margarita offers a variety of homes under $800,000. Whether you are a first-time buyer, a growing family, or looking to downsize, you will find an impressive selection of townhomes, condos, and single-family residences that fit your budget and lifestyle. These homes often feature modern amenities, spacious layouts, and access to community facilities such as pools, parks, and playgrounds.

Living in Rancho Santa Margarita means enjoying a vibrant community spirit, surrounded by friendly neighbors and a strong sense of belonging. With its stunning natural beauty and diverse housing options, this city truly has something for everyone. Discover your dream home in Rancho Santa Margarita and embrace a lifestyle that perfectly balances leisure, convenience, and charm!

Newest Rancho Santa Margarita Homes under $800,000

28 Blue Oak Unit 96, Rancho Santa Margarita

$589,000

2 Beds ⋅ 2 Baths ⋅ OC26214640 MLS ⋅ Active Status

BRAND NEW ON THE MARKET! Located in a magnificent location right in the Heart of RSM happenings! A spectacular LAKE & Mediterranean Style BEACH CLUB / Lagoon so close it's as good as being in your backyard! Situated in a Park-Like Setting & peaceful Greenbelt. This attractive Two Bedroom, Two Full Bathrooms Carriage Unit has no other units above or below. Wonderful Over-Sized One-Car garage and ample parking has all the modern features & lifestyle amenities to enjoy! This Upper-End Unit-Single Story provides an exceptional private Courtyard perfect place for grilling & relaxing in the sun. Sunny kitchen with new kitchen countertops, soft close hinges, new kitchen sink & new faucet, Stainless Steel Appliances, including stainless steel refrigerator, recessed lighting, great storage and more. Stunning Shiplap paneling above fireplace. Plus convenient Indoor Laundry with Newer stackable washer & dryer. Primary Bedroom with an ensuite bathroom provides two wardrobe closets! Remodeled Hall Bathroom present stunningly vanity mirror, new sink, new faucets and new toilet. Attractive Luxury-Vinyl Planks flooring! With an Open-Concept Kitchen, Dining and Living area provides a joyous Great-Room experience! Freshly installed blinds for for Over-Sized View Windows! Walking Distance to: Award Winning Public & Private Schools, Restaurants, paths around the lake, Beach Lagoon, HOA Pools & Spa, Tot-Park, access point to O'Neill Park hiking & biking trails, sports park, etc. To top it off, no need to drive to 4th of July Fireworks, this home is in the epicenter of activity! What a value...You'll be PROUD to call this home!

28 Blue Oak Unit 96, Rancho Santa Margarita

$699,900

2 Beds ⋅ 2 Baths ⋅ OC26215370 MLS ⋅ Coming Soon Status

Entertainer’s Dream! Highly Upgraded And Extremely Well Cared For Lower-Level End Unit In Brisa Del Lago II. 2 Bedrooms, 2 Bathrooms, 1-Car Attached Garage With Epoxy Floor, Plus 1-Car Detached Garage #76. Newer Roll-Up Garage Doors And Storage Racks Included. Brand-New Kitchen Completed October 2026 Featuring Quartz Countertops, New Cabinetry And New Vinyl Plank Floors. New Baseboards, Crown Molding, Striking Marble Fireplace With Custom Fireplace Mantle, Custom Built-In Cabinet For Electronics, And Newer Interior Doors And Casings Throughout. Relaxing And Inviting Rear Patio With Spanish Pavers, Built-In BBQ, Sink, Refrigerator, Storage Cabinet, Drip System And Custom Accent Lighting. Gorgeous Remodeled Primary Bathroom With Slate Walk-In Shower, Marble Vanity And Custom Medicine Cabinet, Free-Standing Vessel Sink And Mirrored Closet Doors. Newer A/C And Furnace, New Water Heater, New Windows, Plus 2 Sets Of French Doors With New Dual-Pane Glass And Vanishing Screens. No Expense Spared Here! Beautiful Community Pool, Spa And Picnic Area. Rancho Santa Margarita Residents Enjoy The Beautiful RSM Lake, Beach Club, 13 Parks, Playgrounds, Community Pools, Sports Courts, Hiking And Biking Trails. Just A Few Blocks From O’Neill Regional Park, Nearby Top-Rated Schools And Easy Access To The 241 Foothill Transportation Corridor.

2 Dianthus, Rancho Santa Margarita

$550,000

2 Beds ⋅ 1 Baths ⋅ OC26213835 MLS ⋅ Active Status

ONE BEDROOM PLUS LOFT WITH ONE BATHROOM ,Lake view balcony, walk 20 steps to lake! This charming upper-level condo offers beautiful lake views from both balconies and is conveniently located within walking distance to shopping centers, schools, the Beach Club, lake trails, restaurants, and many other amenities. The home features one bedroom plus a spacious loft with an armoire, perfect for use as a second bedroom, home office, or additional living space with a view. The bright and open living room showcases high vaulted ceilings and a cozy gas-log fireplace, creating a warm and inviting atmosphere. Additional features include two private balconies, indoor laundry with washer and dryer included, new water heater, and a conveniently located one-car garage at the base of the stairs plus one assigned cover spot. Enjoy lake-view living in one of Rancho Santa Margarita’s desirable communities, with recreation, shopping, dining, and everyday conveniences just minutes away. Come see this beautiful Brisa del Lago condo!

9 Brisa Ribera, Rancho Santa Margarita

$685,000

2 Beds ⋅ 2 Baths ⋅ OC26210750 MLS ⋅ Active Status

REDUCED RATE FOR THE FIRST YEAR! Seller will consider a credit toward a 1 year temporary interest rate buy-down with an acceptable offer at or near list price, for a lower monthly payment. Subject to buyer's lender and loan program approval. Tucked into Tijeras Creek Villas, this beautifully updated first floor condo offers comfortable living with inviting spaces indoors and out. The remodeled kitchen features quartz countertops and a tile backsplash, while hardwood flooring flows through the living areas and both bedrooms. A fireplace refreshed with glass rocks brings a touch of sparkle to the living room, alongside a built-in entertainment center. Both bedrooms have en-suite bathrooms and access to their own outdoor spaces. The primary bathroom features an updated vanity, while the second bedroom opens to a screened-in porch. A wraparound enclosed patio offers even more room to relax, dine or enjoy your morning coffee. Updated appliances and a water heater add to the home’s appeal. An enclosed garage and two assigned parking spaces provide welcome convenience. Close to parks, shopping and dining, with access to the RSM Lake and Beach Club, this is an inviting place to call home in Rancho Santa Margarita.

68 Via Contento, Rancho Santa Margarita

$675,000

2 Beds ⋅ 3 Baths ⋅ PW26211116 MLS ⋅ Active Status

Beautifully updated home in the desirable Mission Courts II community of Rancho Santa Margarita, offering a thoughtfully remodeled interior, abundant parking, and access to an incredible collection of community amenities. The kitchen has been completely rebuilt with new cabinetry featuring soft-close doors and drawers, quartz countertops, stainless steel appliances, and a new range. High-quality laminate flooring flows throughout the living areas, complemented by recessed dimmable lighting and ceiling fans in every room. All bathrooms have been remodeled, with quartz countertops upstairs and marble in the downstairs bath. The primary bath features a beautifully updated shower, modern finishes, and custom storage. Additional upgrades include an HVAC system replaced in 2019, partially updated ductwork, and an AC system capable of accommodating HEPA-quality filtration. The living room is prewired for a full seven-channel surround sound system with convenient access for TV mounting and connections. Outside, enjoy a private patio finished with pavers, perfect for relaxing or entertaining. Parking is a standout feature with a one-car garage plus two additional parking permits, providing parking for up to three vehicles. The garage also features 120V electrical outlets. Mission Courts II residents enjoy a community pool, spa, and children's play area, along with access to SAMLARC amenities including pools, pickleball and tennis courts, picnic areas, playgrounds, softball fields, hiking and biking trails, and the Lago Santa Margarita Beach Club and lagoon. Conveniently located near Lake Rancho Santa Margarita, shopping, dining, recreation, and highly regarded local schools, this updated home offers the best of the Rancho Santa Margarita lifestyle.

1 Box Elder, Rancho Santa Margarita

103 Camino Del Oro, Rancho Santa Margarita

$695,000

2 Beds ⋅ 2 Baths ⋅ OC26209618 MLS ⋅ Active Status

Welcome to this light and bright end-unit townhome, ideally located in the desirable and peaceful Cabo Vista community. This home offers a welcoming blend of comfort, style, and privacy. The entry from the attached garage leads directly into the home and opens to soaring ceilings, an open floor plan, and a cozy fireplace that creates an inviting focal point. The spacious kitchen showcases elegant white and gray marble countertops, along with a convenient walk-in pantry that includes a stackable washer and dryer. Beautiful wide-plank wood flooring has been installed throughout the home, creating a warm and contemporary feel. The primary suite features a high vaulted ceiling and walk-in closet. The upgraded primary bathroom offers dual sinks, a large walk-in shower, and stylish, updated fixtures and tile. Upstairs, you'll find a second bedroom/loft with a full bathroom, providing a versatile space that can also be used as a home office, guest room, or additional living space. The attached garage provides direct access into the home for added convenience. The community has also been upgraded with PEX piping. Residents can enjoy the community pool and spa, complete with a BBQ and picnic area. The well-maintained Melinda Heights neighborhood offers an excellent location with convenient access to shopping, dining, recreation, major roads, and nearby attractions. Enjoy all that Rancho Santa Margarita has to offer, including the lake, clubhouse, beach club, four pools, basketball and tennis courts, multiple parks, ball fields, trails, and bike paths. The home is also conveniently located near the toll road and golf courses, approximately 15 minutes from Irvine Spectrum and 25 minutes from Dana Point Harbor. A wonderful opportunity to enjoy comfortable Southern California living in a beautifully maintained community.

103 Camino Del Oro, Rancho Santa Margarita

28 Pica Flor #44 Unit 44, Rancho Santa Margarita

$515,000

2 Beds ⋅ 2 Baths ⋅ PW26205902 MLS ⋅ Active Status

Ground floor unit in the desirable Las Flores II Community. Walking distance to top rated schools, O'Neil Regional Park, Rancho Santa Margarita Lake, shops, and restaurants. Residents enjoy access to the SAMLARC beach club, pools, and tennis courts. This home features spacious patio facing the trees, not neighbors; laminate wood floors, a master bedroom with its own private bathroom and vanity, and both bedrooms offers plenty of closet storage. An assigned carport and one parking permit are included. NOTE: Please park on the streets.

28 Pica Flor #44 Unit 44, Rancho Santa Margarita

$455,000

1 Beds ⋅ 1 Baths ⋅ 26989369 MLS ⋅ Active Under Contract Status

TURNKEY UPPER UNIT. LIVE IN IT NOW, GENERATE RENTAL INCOME LATER. Brand-new luxury vinyl plank flooring, fresh interior paint, new kitchen appliances, and a new LG WashTower make this quiet 1 bedroom, 1 bathroom home truly turnkey. High ceilings and open floor plan add spaciousness and volume throughout the 643 square foot interior. - The private balcony, accessible from both the living room and bedroom, extends the living space outdoors beneath mature trees that create a peaceful sense of arrival.The kitchen features clean line cabinets, granite countertops and all new stainless steel appliances, including new Whirlpool five burner gas range, an LG over the range microwave hood, a Frigidaire dishwasher, and Frigidaire counter depth stainless steel side-by-side refrigerator. - A freshly painted, private detached one car garage with MyQ automatic garage door opener provides secure parking and extra storage for seasonal items and recreational equipment. - Tijeras Creek Villas offers pool, spa, fitness facilities, barbecue areas, playgrounds and well-maintained outdoor spaces. As a resident, you'll also gain access to Rancho Santa Margarita's SAMLARC - a premier Master Homeowners Association, offering access to the lake, 13 parks, 4 pools, the Beach Club Lagoon & the Lago Santa Margarita as well as parks, trails, sports courts.Quiet, refreshed, and ready for its next owner, this property offers low-maintenance Orange County living. *Turnkey property. Live happy. Welcome home.*

87 Via Contento, Rancho Santa Margarita

$610,800

2 Beds ⋅ 2 Baths ⋅ IG26203643 MLS ⋅ Active Status

Welcome to BelFlora in Rancho Santa Margarita! This lovely move in ready 2 bedroom, 2 Bathroom home is a charming & is located on the 1st Floor. A nice Patio for lounging & Bbqing! The 1 Car garage is right next to the home for easy access and more privacy! The solid surface flooring throughout makes living easy to manage! The cozy living room & dining room make it easy to watch TV while dining. Down the hall is The 2nd bedroom that has mirrored doors that make it light & bright for family/guests. And the guest Bathroom has upgraded floors, cabinets & upgraded countertops. Great Primary Bedroom & double sinks! And your close by great rated schools, Bella Flor Community pool/spa & playground area! You also get full access to Lake Santa Margarita which includes the Beach club, tennis courts, pickle ball courts as well the walking trails. It makes it a great place to live and a raise a family! Please come check out this adorable home. You'll be glad you did!

33 Leonado, Rancho Santa Margarita

$419,999

1 Beds ⋅ 1 Baths ⋅ TR26203463 MLS ⋅ Active Status

LOCATION, LOCATION, LOCATION! Welcome to this charming ground-level 1-bedroom, 1-bath condo in the heart of Rancho Santa Margarita. The convenient ground-floor location offers easy access and a comfortable, functional layout with plenty of potential to make it your own. Enjoy the community amenities and everything Rancho Santa Margarita has to offer, including nearby shopping, dining, parks, trails and outdoor recreation. Whether you’re looking for a place to call home or an investment opportunity, this condo offers a great combination of location, convenience and potential. Don’t miss this opportunity to own in Rancho Santa Margarita!

75 Via Meseta, Rancho Santa Margarita

$525,000

2 Beds ⋅ 2 Baths ⋅ OC26203359 MLS ⋅ Active Status

There's a version of condo ownership that feels like a series of small compromises - the kitchen that almost works, the walls that carry every sound, the laundry setup that never quite keeps up. 7 Rosa was renovated specifically to solve for all of that. The kitchen is unrecognizable compared to others in the building - expanded in every dimension, with full-size appliances and storage that reflects how people actually cook and live. Walls throughout have been triple-soundproofed, the windows upgraded, and the result is a unit that stays remarkably still and private regardless of what's happening around it. A new HVAC system, recessed lighting, upgraded plumbing fixtures, and ultra-quiet exhaust fans complete a renovation that treated no detail as too small to get right. The location within the community adds to that sense of calm - upper level, perimeter-facing, with no neighbors above and a carport that sits at the foot of the walkway. RSM Lake, the trails, the town center, and everything that makes this community worth living in are all within easy reach, without any of the noise or congestion that comes with being at the center of it. SAMLARC membership brings access to the beach-club lagoon, pools, parks, sports courts, and a full calendar of community events. Some homes are updated. This one was genuinely improved.

7 Rosa, Rancho Santa Margarita

$465,000

1 Beds ⋅ 1 Baths ⋅ OC26201652 MLS ⋅ Active Status

Welcome to Las Flores! This beautifully renovated and fully upgraded ground-level condo offers a bright, modern, and inviting living experience with abundant natural light throughout. Thoughtfully updated from top to bottom, this move-in-ready home features beautiful upgraded flooring, a stunning remodeled kitchen with updated cabinetry and brand-new appliances, an updated bathroom, recessed lighting, new windows, new blinds, updated doors and hardware, and fresh interior paint. Every detail has been carefully considered to create a fresh, stylish, and comfortable home. The desirable ground-level location provides easy access and a seamless indoor-outdoor feel. Enjoy the convenience of an in-unit washer and dryer, plus a charming private front patio with an attached storage closet.The property also includes an assigned carport space, #141 Located in the desirable Las FloresIII community of Rancho Santa Margarita, residents enjoy the private community pool and spa, along with the exceptional recreational amenities available through SAMLARC membership. Residents have access to four Jr. Olympic-size swimming pools, tennis courts, pickleball courts, basketball facilities, parks and playgrounds, picnic areas, and an extensive network of hiking, walking, and biking trails. Enjoy the beauty of Lago Santa Margarita and the Beach Club & Lagoon, offering additional opportunities for outdoor recreation and relaxation. Conveniently located near shopping, restaurants, entertainment, parks, schools, and everyday conveniences, with easy access to the 241 Toll Road and major South Orange County destinations.A wonderful opportunity to make this turnkey home your own!

55 Via Cresta, Rancho Santa Margarita

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.